life and disability cover
maximum claims
Three levels of cover, Bronze, Silver and Gold, paying up to the maximum limits and in line with your contractual obligations.
Bronze
Temporary disability: €100,000
Permanent disability: €100,000
Death in service: €100,000
Silver
Temporary disability: €150,000
Permanent disability: €300,000
Death in service: €300,000
Gold
Temporary disability: €200,000
Permanent disability: €600,000
Death in service: €600,000
Temporary disability
Wait period options
7 days | 14 days | 28 days
Duration options
After wait period, 100% annual basic wages up to 112 days followed by:
- 70% annual basic wages from day 113 – 365; or
- No further cover after 112 days
Permanenet disability and death in service
How it works
Privides a lump sum to the insured’s beneficiaries if an insured crew member dies, becomes permanently disabled or unable to work while employed by the company.
Cover options
| Option 1 | Option 2 |
| Accidental causes | Accidental and illness causes |